As September comes to a close, National Emergency Preparedness Month does as well. This is not to say we shouldn't always be preparedness-minded. Being truly prepared for life's unexpected emergencies means constantly focusing on what areas your family could improve on.
Financial security is one area of special importance to me and my husband. During my husband's 19 month lay-off, we were able to remain afloat because we had already learned many of the keys to budgeting. We had no debt prior to his layoff, and intended to keep it that way...and we did!If there are some things your family could improve on in the "finances department", here are a few great financial calculators to help get you started.